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WELCOME! You've found the site for one of the top producing agents in the country. In 2004 Jeff Galloway sold over $251 million.
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Jeff Galloway is clearly the most visionary real e
In less than 36 months, Mr. Norrie has been represented by Jeff Galloway on transactions totalling $25 million at St. George Island, Florida.
David Norrie 1st VP, C.B. Richard Ellis, Inc.
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Jeff Galloway are some of The Top
Selling Real Estate Experts™
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First Time Buyers >More Down Payment Help
One of the most common deterrents to first-time home buyers is the lack of a down payment. However, the home loan industry has practically re-created itself in the last ten years, making it easier than ever to obtain a mortgage, and new mortgage programs are always cropping up.
Some states sponsor loan programs that allow buyers to purchase a home without putting any money down. A parent or other relative can guarantee repayment of ten percent of the loan if the buyer defaults. The only cash needed is for the closing costs, which typically run about three percent of the loan. Parents can also give their children down payment help through a personal note or second trust deed. The terms can be set up for monthly payments or annual payments amortized over a period of time. You could pay the interest only, and have the payoff due when the property is sold.
With so many alternatives, doesn't it make sense to call your real estate agent for a free consultation? You may be closer to home ownership than you think.
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| Q |
What is considered one of the key elements of the American dream?
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| A |
Home ownership is considered to a key to the American dream; more than 2 million first-time buyers bought property last year. |
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- NUMBER1EXPERTS™ 
