St. George Island, Carrabelle and Apalachicola real estate and homes for sale in Florida, beach properties, resort homes - Jeff Galloway, REALTORS® Jeff Galloway REALTORS(r) for St. George Island, Carrabelle and Apalachicola, Florida real estate, beach properties, resort homes - NUMBER1EXPERTS™ Jeff Galloway NUMBER1EXPERTS(tm) for St. George Island, Carrabelle and Apalachicola, Florida real estate, beach properties, resort homes

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Jeff Galloway, REALTORŪ, real estate agents and broker for St. George Island, Carrabelle and Apalachicola Florida home listings, property and land for sale - NUMBER1EXPERT(tm)
WELCOME! You've found the site for one of the top producing agents in the country. In 2004 Jeff Galloway sold over $251 million.

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Jeff Galloway is clearly the most visionary real e
In less than 36 months, Mr. Norrie has been represented by Jeff Galloway on transactions totalling $25 million at St. George Island, Florida.
David Norrie 1st VP, C.B. Richard Ellis, Inc.
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Real Estate - Homes - NUMBER1EXPERTS Sell More!
Jeff Galloway are some of The Top Selling Real Estate Experts™
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First Time Homebuyers: St. George Island, Carrabelle and Apalachicola Florida home buying, real estate listings, and homes for sale in Franklin County, FL
Welcome > For Buyers > First Time Homebuyers ...


Buying Your First Home? Real Estate Agents Are Your Professional Guides. Make Sure You Choose Top Experts. 

You might be a bit afraid or intimidated by the whole process of buying your first home. As top St. George Island, Carrabelle and Apalachicola real estate experts, it's our job to guide you, from beginning to end. 

We will take the time to go through each and every step of the buying process. There are no dumb questions! 

Together, we will consider: 

- How much can you really afford? 

- How to qualify for a mortgage. 

- How much cash you should put down. 

- How to buy a home with little or nothing down. 

- What it takes to get approved for financing. What banks and other financial institutions are looking for. 

- How much your payments will be. 

- The tax advantages of buying. 

- Is renting or buying better for you? 

Tell us a bit about your situation below. We'll get right back to you. There is absolutely no charge, and we offer this to you with no strings attached. 

New to the home buying process? Tell us your concerns. Ask us questions. It's our job to help! There's no obligation, and we promise to get back to you quickly... 

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Real Estate Tips
Financing Your Home >Who Pays the Points

When home buyers shop for financing, they must consider two important factors--the interest rate and the points. Each point is equal to one percent of the mortgage amount. If you are selling a home, the buyers may ask you to share the points with them.

The buyer usually pays the points. But if the offer is attractive and will give you the amount you want, paying one or more points might be a good idea. When a contract is presented, your real estate agent will go over the price and terms to help you calculate the net price you will receive. If the offer isn't strong enough or has risky contingencies, you might make a counter offer to increase your profit on the sale by eliminating the points from your selling costs or by increasing the price to help you absorb additional costs you will pay.

In some cases, buyers with limited cash may need some assistance from the sellers to make the transaction work. Your real estate agent will help you look at the total picture and the buyer's overall qualifications, so that you can make a decision based on the bottom line.

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Real Estate Trivia
Q 
Where is the world's oldest pyramid?

A 
The oldest pyramid is the Third Pyramid of Mycerinus is at El Gizeh, Egypt; it has the largest single block weighing 320 tons.
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Jeff Galloway, REALTORŪ, real estate agents and broker for St. George Island, Carrabelle and Apalachicola Florida home listings, property and land for sale - NUMBER1EXPERT(tm)

Jeff Galloway
Jeff Galloway Real Estate

45 E. 1st St.
St. George Island, FL. 32328
Office: 866-927-2596
Fax: 850-927-2597
Email: thegallowayteam@NUMBER1EXPERT.com

Jeff Galloway and his team of real estate professionals welcome you to join us in paradise. Call Jeff Galloway Real Estate today to help you find that amazing investment or the beach home you've been dreaming of. "Its All Good" here in paradise and we'd love to show you!

Equal Housing MLS REALTOR


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